Web Experts' Top Payment Systems
Paypal can be a Good Choice for an Online Shopping Payment System

Pros & Cons of Using Paypal as your Payment Processor

Payment Processing systems for a business website can be Complex and Expensive.

There's an easier, simpler, cheaper way to start Accepting Credit Cards and
have an online Catalogue or Shopping Cart that makes your site look Credible, Professional & Secure.

If your product catalog is modest, like 6 to 40 items, PayPal processing is likely your best, most-secure bet for an inexpensive payment solution. In 8 years of using, and our customers using Paypal, we've NEVER seen a problem.

We are Experts. We've installed and updated all kinds of carts for many years. Until you've explored services and how shopping carts get connected to an associated 3rd-party payment processor, and issues of security, reliability-- you don't know the pitfalls. Hosted carts have their OWN set of hazards, plus inflexibility.

Most shoping cart setups with payment Processors involve script installations, Authentication, Security Certificates, Payment Gateway, server pointers, Bank connection, Rules for handling, Audits, and potential for being hacked--- you don't know what's all involved. Smart people have a hard time with it.

A Payment System like that above is necessary for some larger businesses who need a highly-customized, elaborate, large Product Catalog. Getting the system installed, connected, working, tested and monitored is slow and a bit expensive.

BUT even that beats most "hosted" shopping carts that expose you to major risks (hacking, shared servers, blacklisting, erroneous restores, messed up upgrades, bugs, etc.).

THERE'S AN EASIER, SIMPLER WAY -- Called Paypal Cart Processing.

It's just SIMPLER, relatively easy to install, and eliminates most of the expense and problems of installing your own Shopping Cart Script and connecting up all the pieces while dealing with a possibly not-very-reliable Merchant Account Processing company.

Our Web Design group installs Shopping Carts and catalogs for small sites that need a Reliable, Secure Payment System for a simple cart.
Often that solution is PayPal for business, a long-trusted highly reliable processor.

Click to look over Business Paypal:

Sign up for PayPal and start accepting credit card payments instantly.

As Web Designers / Webmasters ... we help choose the best Payment services, and support them.

When a site owner needs a cheap, reliable, payment system, they call us to help avoid problems.

With 10 years of experience with online Secure Payments we know what is the least hassle and highest security and performance for the money.

Usually, it's PAYPAL, especially for simpler and mid-size payment requirements.

But you should look at the Pro's and Cons, and see if it is suitable for your Application.


If you have a poor experience with any of our listed suggestions of providers, please let us know so we can investigate whether it is an anomaly or evidence of any decline in service.

WARNING: When looking around, don't go by the first price alone you are told, by most payment or Merchant system providers.

A real business should be concerned about various factors, including reliability and overall price.
Some of the quotes you get are only for PART of the system, or omit transaction fees.

For many systems, installation and updates are not small costs. Having your own Cart Interface, Gateway, Security Certificate and Merchant account can be a bit expensive, also in cost of Expertise.

PROS: PayPal offers the following good features at one combined price  

For Site owners wanting easier one-source secure transaction processing

* Widely known and TRUSTED - gets people to go ahead and buy Online.
* No separate payment Setup, Gateway and Certificate Fee charges. Combined components & Web support raise total costs of regular Merchant Systems up.
* Handles all various cards for your customers WITHOUT them having to have a Paypal account
* Relatively low transaction fee (No other fees)
* Handles most simple to medium complexity Shopping Cart Scripts (ones we prefer)
* Easy-to-use interface
* Usually same day credit to account
* SAME DAY FAST Easy transfers to your bank (Instant!)w/ 3 day availability
* we've seen no breaches of security for years, since they came online.
* Owned by a Big reliable experience company, EBay
* Avoids Legal requirements for annual audits of Credit Processors when you use a regular gateway (you still have to destroy paper records of creadit card number - not leave laying around)
* Relatively easy interface to connect up your products by Pay buttons with deescription, picture
* Virtual Terminal available for any unusual special charges.
* Relatively easy interface to connect up your products by Pay buttons
* easy to correct or issue credit
* Avoids problem with most other systems of multiple sources and pieces/components of a payment system (unless a hosted generated cart service, which has serious risks), and hidden costs in other systems.
* Avoids complex interfacing and coordination between hosting, Certificate, Gateway and Merchant account setup
* Avoids separate new releases updates of software and remembering to renew separate pieces.
* Overall is cheaper, less maintenance, less cumbersome, less risk than Merchant systems
* Accommodates special charges automatically, like shipping, handling.


CONS: Has very few limitations or drawbacks   but not workable for some larger complex Shopping Cart Scripts
* Mid-Low priced but you MIGHT find slight cheaper transaction costs (don't look only at trans cost).


Click to examine or apply for Business Paypal:

Sign up for PayPal and start accepting credit card payments instantly.

Click to Check our affordable service to install a Paypal-based Cart or processing backend on your site.

If you don't need a complex, custom elaborate large Shopping Cart-Catalog, we can often install a simple Paypal cart for 12 to 20 items for as little as $200 to $300, and connect it up to get you going faster than any other way. (you furnish good images and text for each item).

MERCHANT ACCOUNT SYSTEM

One of the better Merchant Account systems (understand all the costs and requirements)
Authorize.net
Accept Payments Online or Anywhere. This is an established merchant payment systems provider for full shopping cart script systems.

Better Grade HOSTING

See our Page on Web Experts' Choice Hosting Services

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Lunarpages Internet Solutions

Disclosure: Ratings are based on support, security, speed, reliability,ease of use and overall quality for the price. Price is not the biggest factor when prices are as cheap as they are now. We tested payment systems. Such must qualify to be listed here. We are a professional review site that receives compensation from some of the companies we review. We are independently owned and the opinions expressed here are our own. This is NOT an endorsement or guarantee of any kind. Any warranty is that of the provider.

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Check our affordable service to install a Paypal-based Cart or backend on your site.

If you don't need a complex, custom elaborate large Shopping Cart-Catalog, we can often install a simple Paypal cart for 12 to 20 items for as little as $200 to $300, and connect it up to get you going faster than any other way. (you furnish good images and text for each item).






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